As a physician, protecting your livelihood with the right levels of medical malpractice insurance is vital. However, moonlighting as a medical provider often leaves gaps in coverage that can be easily overlooked but just as threatening to professional well-being.

Most providers have adequate malpractice insurance coverage in their primary roles, but this coverage may not offer the right level of protection in a secondary, moonlighting situation. Unfortunately, the oversight of lacking coverage can easily lead to malpractice lawsuits that come at a catastrophic financial cost. In extreme situations, some physicians do not recover. Therefore, if you are moonlighting as a physician, finding the best moonlighting malpractice insurance with help from the MedMal Advisors Insurance Group is crucial.

Who Needs Moonlighting Medical Malpractice Insurance?

Any physician that is moonlighting needs to revisit their medical malpractice insurance policy to ensure they have adequate coverage. In most cases, policies provided by a physician's employer will exclude coverage for any "moonlighting" activity.

Moonlighting as a physician essentially means working in a secondary role outside your typical position or other full-time work. Moonlighting, which can also be deemed as "freelancing" in some communities, allows a physician to expand their services or medical expertise to other areas.

Some physicians moonlight to supplement their income, while others may simply moonlight to contribute in new ways in their respective fields. A few examples of moonlighting could include locum tenens roles in other clinics or hospitals when an employment contract permits or providing remote telemedicine appointments after typical business hours. 

Moonlighting medical malpractice insurance may be necessary because:

• A current policy may exclude coverage beyond typical practice settings and duties 
• Not all policies cover all duties and positions 
• A current policy may not provide coverage outside a physician's area of specialty

Why Moonlighting Physicians Choose MedMal Advisors

The MedMal Advisors Insurance Group works closely with physicians to collect a firm understanding of their unique employment situations, including those with secondary positions and unusual coverage needs. Take a closer look at a few other reasons physicians trust MedMal Advisors for assistance in finding the best moonlighting medical malpractice insurance coverage.

Prospects Receive Secure, Straightforward Quotes

If you are just beginning to look for medical malpractice insurance as a moonlighting physician, you can use the secure quote form to request a free medical malpractice quote. You can also speak directly to an agent by phone. This no-obligation quote can help our agents better understand your needs and find an experienced insurance broker to assist throughout the process.

Physicians Are Assigned a Broker 

All providers are assigned an insurance broker who is most capable of providing the best insight while tracking down the right coverage. Each broker is a veteran and exceptionally familiar with how to help moonlighting physicians find the best policies for their needs. This professional works as an advocate on your behalf to secure coverage at an affordable cost, and commissions are integrated into the premium, so there are no additional costs.

Access to a Broad Spectrum of Insurers and Policy Options 

The MedMal Advisors Insurance Group has access to an almost-universal collection of medical malpractice insurance carriers. This allows our team to shop among the broadest collection of insurers in your state, which means fierce competition to secure you as a customer. However, this wide-scale access also means ensuring you obtain the absolutely most fitting coverage at the best price.

Get Ongoing Assistance with Making the Best Policy Decisions

MedMal Advisors works tirelessly to get every detail about your situation and go over every viable option available for coverage. We will help you make the right decision from the beginning, but we will also continually revisit your needs and policy to ensure you get the best protection year after year.

MedMal Advisors: A Valuable Resource for Moonlighting Physicians

Do you have questions about obtaining medical malpractice insurance as a moonlighting physician? Reach out to the MedMal Advisors Insurance Group to request a free quote to get started.